Very few peers exist to offer mobile payment apps. The cash app is one of them. You can use a cash app for daily expenses such as paying for coffee, buying movie tickets, or splitting bills with your friends. When someone transfers money to your Cash App account, the money gets added to your Cash App account. You can spend it directly from the cash app or transfer it to your bank. But it takes 2-3 business days to transfer money to the bank. If you want to use your cash app balance, again and again, you need a cash app card. The Cash App card is issued by Visa and works like any bank debit card.